The first step to properly fixing ANY problem is recognizing that there IS a problem.
When financial problems spiral out of control, people often bury their heads in the hope that those problems will magically go away.
Let's be honest- You can choose to let the stress and sleepless nights overwhelm you. Or you can choose to tackle your financial problems head-on as the first step towards regaining your financial freedom.
Commonly known as “Straight Bankruptcy”, a Chapter 7 filing is as close to a debt eraser as you can get.
Through a Chapter 7 we can discharge ALL your unsecured debts, sans a few exceptions...
All other debts can be discharged through Chapter 7!
Filing a Chapter 7 bankruptcy facilitates you being able to stop worrying about your old debts so you can concentrate on rebuilding your life and your credit, immediately!
You are allowed certain property exemptions based on your equity in that particular piece of property. In most cases, you will be able to keep ALL of your property AND get rid of your overwhelming debts at the same time.
Contact us today and and schedule a consultation to discuss the details of filing Chapter 7, and how it can benefit you!
A Chapter 13 Bankruptcy filing is designed to help you reorganize and pay back your debts at your own pace.
Through a Chapter 13 we can help you repay ALL of your unsecured debts at 0% interest-
And your creditors cover the cost of our services!
If you fall behind on any of your secured debts, a Chapter 13 filing can help bring your accounts current, end the harassment of collections, and get your life back to normal.
Most of our Chapter 13 reorganizations are filed for NO MONEY DOWN! Your only upfront cost is the court’s $281.00 filing fee.
Please contact us and schedule a consultation to discuss the details of paying back your debt at a monthly amount you can afford, with 0% interest.